Home Equity Basics
Why they're popular
Fixed-rate loan vs. line of credit
What you can do with the money
The cost of a loan
Beware of the 'balloon' payment
Fees and other costs
What lenders look for
Risks of high-LTV loans
The good and bad aspects
Refinancing a home equity loan
Watch out for scams
How to cancel the deal
If you've been duped
Final words of wisdom
Equal Credit Opportunity
The Truth-in-Lending Act
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