Mortgage Check List

Documentation to be supplied to SMI

1. Previous two years W-2’s or Federal Tax Returns if self-employed or commissioned.
2. Most recent statement for savings, checking, 401k, etc.*
3. Pay-stub(s) covering the most recent month*
4. Homeowners insurance provider including agents name and phone number

            *Please forward new/updated documents throughout process

Additional Documentation if Applicable

1. For first time homebuyers, provide rental history including landlords name and phone number for previous two years.
2. If divorced, provided complete petition including final decree.
3. Bankruptcy within the last 10 years, obtain full filing and discharge papers.
4. If obtaining a Veteran Administration loan (VA), supply DD214 and Certificate of
   Eligibility.